What would you do?

[Kiwi]

I am thinking of buying an Ariel (copy of the Ariel for sale above).
I am a 35 year old New Zealand guy from Auckland.
I bought a 3/4 completed GRP/Strip-planked composite Morris/Frances 26 built locally here in Auckland a couple of years ago. She is about 75 or 80% complete. I still have 18 months to go on my boat loan payments - yes I bought her on credit.
However, I am thinking that maybe I should sell this uncompleted boat and buy a Pearson Ariel that I have seen for sale on the internet, she is in Buzzards Bay. If I purchase this Ariel, the current owner will let me store the boat at his mothers until I can afford to come to the USA, which will mean selling my current project.
This Ariel is for sale at under $4,000 USD and would allow me to get into the water and off sailing both inshore and offshore 2 years quicker than if I kept the Frances - all be it there may be some cost in modification to the Ariel for offshore sailing (my aim would be to sail her to England from Cape Cod).
I post a comparison of both boats using carls sailing calculator. Your thoughts welcome. Thanks.
Performance Comparison
LOA Morris 26
Pearson Ariel 25.6

LWL Morris 21.25

Pearson Ariel 18.5

Beam Morris 8.166

Pearson Ariel 8

Displacement Morris 6800

Pearson Ariel 5120

Sail Area Morris 26 327

Pearson Ariel 307

Capsize Ratio Morris 1.72

Pearson Ariel 1.86

Hull Speed Morris 6.18

Pearson Ariel 5.76

Sail Area to Displacement Morris 14.58

Pearson Ariel 16.54

Displacement to LWL Morris 316

Pearson Ariel 361

LWL to Beam Morris 2.6

Pearson Ariel 2.31

Motion Comfort Morris 28.06

Pearson Ariel 23.86

Pounds/Inch Morris 620

Pearson Ariel 529