Here's an archive shot of the turn of my bilge. These pock marks were discoved when removing the bottom paint. Couldn't see what the surface looked like, because the grinder removed the paint and some of the gel coat at the same time. Kind of looks like your chips, but mine were all below waterline, and in places where ebb thinks maybe the resin gun at the factory might have been spluttering out, leaving air holes. But who knows? I fixed it all by removing the gel coat from the problem areas, then rolled on about 5 coats of vinylester on the bottom before the bottom paint. Got a good finish (not excellent) but also fixed the problem. Not a solution for your topsides problem-- won't be smooth enough.