Insurance Quotes

[tha3rdman]

I dug aound in the archives and used the search to no avail. What does everyone pay for insurance, and what company is best?

I have all my auto through USAA and they have some insanely great rates, but for #97 they said it's to old (how dare they) they brokered me out to progressive (i feel like a call girl) with "Drive" insurance it's 600+ a year. Got a quote through Boat US and it was 540 something but they wanted a survey. Full coverage on 7k (current policy is an aggreed cash value of 5400).

97 is an inboard which I'm told has alot to do with the premium, I'm a new boat owner which I imagine has something to do with also. My drivers licence has one ticket on it which i'm not sure why in the world that would matter, as well as 0 at fault accidents. 2 vehicals (car 02 and jeep 06) both full coverage only costs us 100 bucks a month.

Is this the average?

[mbd]

Check your homeowner's policy. Mine has liability coverage for boats up to 26 feet.

[Bill]

Check your homeowner's policy. Mine has liability coverage for boats up to 26 feet.

I was just going to say . . . If all you need is liability coverage, your homeowner's policy likely already covers you. Remember, for insurance purposes the boat is 25' 7" (i.e., under 26 feet).

[tha3rdman]

<--- under the impression under a note the bank requires full coverage

[Bill]

<--- under the impression under a note the bank requires full coverage

Good luck!

[tha3rdman]

guess that explains the 600 a year . . . humm :/